So....I saw this pin on Pinterest about how to organize your bill payments and even though I already have a system, I really liked this idea. Instead of filing your bills into a file cabinet (which never seem to get there lately for me) you file them all in one binder. I created a month at a glance calendar at the front where I can see what's due and when and wow, what a wake up call! Neither DH or I have ever really ever taken an interest in our finances. Seeing it all at a glance, what we're bringing in and putting out I hope will put things in perspective! Hopefully we can make a few changes!